Dr Józef Toczek
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Curriculum vitae
Dr Józef M. Toczek
00-378 Warszawa, ul. Jaracza 3/18, Poland, Tel & Fax (48-22) 626 9565, Email:jozef@toczek.pl



SUMMARY: Multilingual banking and business manager and consultant, author and Internet entrepreneur with over 40 years of experience in positions requiring interdisciplinary skills in corporate governance, strategic planning, policy analysis, management, marketing, investment banking, e-commerce, preparation of business plans and feasibility studies, project design and appraisal. Worked for Kredyt Bank S.A., GDF Suez Electrabel N.V., PSE S.A., KBC Bank N.V. KBC Insurance N.V., Credit Commercial de France, EBRD, EU (TACIS & PHARE), World Bank, Coopers & Lybrand, Deloitte Touche, Carl Bro, RH&H, British Know How Fund, UNIDO, UNCTAD, FAO, Polish Ministry of Foreign Affairs.

Biodata
1. Family Name: Toczek
2. First Names: Józef Mieczys³aw
3. Date of Birth: 16 March 1941
4.Place of birth: Nozdrzec, Poland
5. Nationality: Polish
6.Religion: Roman catholic, practising
7. Civil Status: Married, two adult children, four grandchildren

8. Education: Institution, Place, Date, Degree
· Central School of Planning & Statistics, Warsaw 1976-78 PhD (Economics)
· Eisenhower Exchange Fellowship, Philadelphia, USA, 5-9/1978 Diploma
· Diplomatic Academy, Vienna, Austria 1966-68 Diploma
· Summer courses in French civilisation and politics at the Universite de Paris Sorbonne and Ecole Nationale d'Administration (ENA), Paris 7-9/ 1967 Certificate
· Central School of Planning & Statistics, Warsaw 1961-66 MSc (Econ.)
· Wroc³aw University, Wroc³aw 1958- 61 Certificate (German philology)

9. Language Skills (1 to 5):
Language Reading Speaking Writing
Polish 5 5 5
English 5 5 5
Russian 5 5 5
French 5 5 5
German 5 5 5
Italian 5 4 4

10. Membership of Professional Bodies:
· World Future Society, Bethesda, Md, USA
· Dedicated Servers Society, Warsaw, Poland
· National Chamber of Business (KIG) - Environment Committee, Warsaw
· Polish - American Chamber of Commerce, Environmental Committee, Warsaw
· AIM Accuracy in Media, Washington DC, USA
· Belgium Business Chamber in Poland, Warsaw
· Polish Association of United Nations Experts (Treasurer), Warsaw
· American Society of Agricultural Consultants, McLean, VA, USA
· Scientific Society of Organisation and Management TNOIK, Warsaw
· Project Management Institute, Drexel Hill, PA, USA
· International Society of Financiers, Asheville, NC, USA
· Professional & Technical Consultants Assoc., San Jose, CA, USA
· Polish Economic Society, Warsaw
· League of Protection of Nature, Warsaw, Poland

11. Key qualifications
· Corporate governance, strategic corporate planning, financial control of subsidiary companies;
· Investment banking, mergers &acquisitions (M&A) venture capital projects, privatisation;
· Business plans, financial modelling, restructuring enterprises, post-privatisation support;
· SME financing, bank credit analysis, due diligence of companies applying for loans, risk analysis;
· Project finance advice and appraisal, trade finance, structured trade finance, real estate finance;
· Webhosting, dedicated servers, online marketing, webdesign, domains, virtual real estate;
· Foreign investment, export promotion, international business & trade strategies, foreign aid management;
· Agrifood marketing and financing, agricultural and rural development, food policy, rural credit;
· Macro-economic and community planning, local opportunity studies, public administration, governance.


12. Computer proficiency
MS Windows, MS Office 2000 (Word, Excel, Access, Powerpoint, Frontpage, Publisher), Internet Explorer, Mozilla Thunderbird, Websitex Incomedia MS Photo Editor, Paint, dedicated servers, VPS,

Experience abroad
Austria, Guinea Bissau, Sudan, Kenya, Belarus, Haiti, Tanzania, Lebanon, Belgium, Hungary, Laos, Slovakia, Benin, Kampuchea, Thailand, Lithuania, Cape Verde Republic, Egypt, Ukraine, Latvia, Czechoslovakia, Great Britain, France, Mongolia, Italy, Switzerland, USA, UN agencies (FAO, UNCTAD, UNDP, UNIDO), regional development banks (EBRD, World Bank, ADB), Europeazn Union.

14. Present Position:
Owner, CEO, consultant, Exportal, Warsaw, Poland

15 Employment record: summary (Date, employer, position)
III 2000 - now: Exportal sole proprietorship, Poland ; Owner, CEO, consultant
V 2007- V 2009: KBC Bank & Insurance Holding N.V.; Brussels, Belgium Member of Advisory Committee for
Central and Eastern Europe
V 2006-III 2007: Warta S.A. Warsaw, Poland; Member of Supervisory Board
V 2000-III 2007: Kredyt Bank S.A. Warsaw, Poland; Member of Supervisory Board
VI 2003-V 2009: GDF Suez Po³aniec SA power station, Poland; Member of Supervisory Board
V 2003-III 2005: Nowe Domostwo Housing Cooperative (till V 2005), Pl; Vice-president of Supervisory Board
X- XII 2004 (EU) Cooperation Fund, EQUAL program, Poland; Evaluator of EU/ EQUAL projects
VIII 2001-V 2003: Allmedia Sp z o.o. streaming, Poland (till V 2003); President of Supervisory Board
I 1999- VII 2006: Polish–Belgium-Luxembourg Chamber of Commerce; Member of Management Board
IV 2000-VI 2002: KBC Insurance N.V., Belgium (till IX 2002), Business Consultant
I 2002- XII 2004: Caritas Europe, Brussels (pro publico bono), till XII 04; Member of Allocation Committee
X 2000- VI 2001: PSE SA power grid (till June 2001), Poland; Financial Adviser to the President
I 2000- V 2001: TMS Auction internet auction, PL (till May 2001), Pl; Member of Supervisory Board
XI 1996-XII 1999: KBC Bank N.V., Brussels, Belgium; Country representative for Poland
VI 1991-X 1996: Independent consultant and KOMPAK consultancy, Warsaw, Poland; Principal and Consultant
I – XII 1996 French Government financing through Credit Commercial de France, Paris, for EBRD and
Privatbank; Resident Credit Adviser to Privatbank in Dnipropetrovsk, Ukraine
VI 1993- III 95 FAI Ltd for European Bank For Reconstruction and Development (EBRD) and EU, Consultant-
Agricultural Economist to Belarus Government, Minsk
III – VI 1991 Bank of Export Development (BRE SA), Warsaw; Adviser to the President
X 1985 – IX 90 FAO – Food & Agriculture Organisation of UN, Rome; FAO Country Representative in Laos
X 1975- X 85 Ministry of Foreign Affairs of Poland; Adviser to the Minister
X 1969- X 75 FAO – Food and Agriculture Organisation of UN; Economist
VIII 1966- X 69 Ministry of Foreign Affairs of Poland;Junior officer

16. Professional experience record: Positions and major assignments

Date, location: March 2000 – now, Warsaw Poland
Company Exportal sole proprietorship - online business, consultancy
Position Owner, CEO and consultant
Description: Family business dealing with dedicated servers,, colocation, online advertisement, domain registration, export promotion financial and consultancy. Managing all areas of a small business. In 2007 Exportal sold its dedicated servers to over 50 countries and amounted to ca USD 1 M.

Date, location: May 2007 – May 2009, Brussels, Belgium
Company KBC NV Bank and Insurance Holding
Position Member of Advisory Committee for Central and Eastern Europe
Description: Participated in the work of this high-level committee advising KBC on trends in Central and Eastern Europe of relevance to KBC. Members of the Committee included the former Prime Minister Of Poland Prof Jerzy Buzek, the former Czech President Vaclav Havel and the former Belgian Prime Minister Jean Luc Dehaene

Date, location: June 2003 – May 2009, Po³aniec, Poland
Company GDF Suez Po³aniec SA power station
Position Member of Supervisory Board
Description:On behalf of French / Belgian owner of company, GD Suez and earlier Electrabel N.V participated as member of its supervisory board in the supervision of activity of Electrabel Po³aniec SA power station and of its subsidiary companies. In my comments on the documents I concentrated on the financial aspects of the activity of the company and on the efficient use of equity capital.

Date, location: May 2006 – March 2007, Warsaw, Poland
Company Warta Insurance S.A.
Position Member of Supervisory Board
Description:As a member of Supervisory Board of Warta SA participated in appraising and giving appropriate recommendations on: annual and quarterly financial reports, financial plans, general and sectoral strategies, major corporate acquisitions and investments and reports of internal audit. Participated in nominating and dismissing members of Management Board.

Date, location: May 2000 – March 2007, Warsaw, Poland
Company Kredyt Bank S.A.
Position Member of Supervisory Board
Description:As a member of Supervisory Board of KB participated in appraising and giving appropriate recommendations on: annual and quarterly financial reports, financial plans, general and sectoral bank strategies, major corporate acquisitions and investments and reports of internal audit. Participated in nominating and dismissing members of Management Board. Represented KBC Bank of Belgium, Bankers Trust, Banco Espirito Santo, Cassa di Risparmio di Padova at General Shareholder Assemblies (GSA) of KB.

Date, location: June 2003 – May 2005, Warsaw, Poland
Company SMB (Spó³dzielnia Budowlano Mieszkaniowa) Nowe Domostwo
Position Member (Vice-President) of Supervisory Board
Description:Nowe Domostwo Housing Cooperative. Vice-chairman of supervisory board, participated in the supervision of the Cooperative., contributed to a thorough restructuring of the co-ooperative and to changing of the management Board and to making it more accountable to members.

Date, location: October 2004 – December 2004, Warsaw, Poland
Company (EU) Cooperation Fund, EQUAL program
Position Evaluator of grant applications
Description:Appointed upon recommendation of Caritas Poland. Evaluated according to EU criteria ca 15 projects for assistance under the EQUAL program of European Union

Date, location: :IX 2002 – X 2004, Warsaw, Poland
Company: Euroscript (through Exportal)
Position: Translator of EU documents from English into Polish
Translated legislative acts of European Union from English into Polish – ca 100 documents – in connection with Poland;s joining EU. Translartion has required agreat precision and was subject to several verifications.

Date, location: August 2001 – May 2003, Warsaw, Poland
Company Allmedia Sp. z o.o.
Position Member (President) of Supervisory Board
Description:As chairman of supervisory board initiated and led functions prescribed for the supervisory board by the Company statute of Allmedia, an ecommerce company specialised in audio and video streaming.

Date, location: April 2000 – IX 2002, Brussels, Belgium (work done in Poland)
Company KBC Insurance NV.
Position Business consultant
Description: Under a retainer contract with KBC-I (till IX 2002) provided investment banking and strategy advise, including assistance in acquisition of Agropolisa S.A. and Warta S.A. insurance companies. Appraised other possible corporate acquisitions. Appraised financial statements, strategies and other documents of Agropolisa. Represented KBC Insurance at General Assemblies of Warta and Agropolisa.. Represented KBC bank, Deutsche Bank, Banco Espirito Santo in the General Assembly of Kredyt Bank.

Date, location: January 1999 – July 2006, Warsaw, Poland
Company Polish–Belgium-Luxembourg Chamber of Commerce (pro publico bono).
Position Member of Management Board
Description:Participated in the management of the Chamber representing Polish exporters to Belgium and Luxembourg. Performed required statutory functions, maintained contacts with the Ambassador of Belgium, represented the Chamber at the Poznan International fair and in the Eurochamber Forum. Designed and upDate, location: d the website of the Chamber.



Date, location: January 2000 – December 2004, Warsaw, Poland
Company Caritas Poland, Ubi Caritas
Position Member of National Council and consultant (pro publico bono).
Description:Caritas Poland. Advised on humanitarian aid projects of CP in Rwanda, Albania, India, Nepal, Russia,. Advised on emergency aid to mitigate effects of snowfall and frost in Mongolia in 2000 on behalf of Caritas Internationalis. For this purpose travelled to Mongolia with president of Caritas Poland, Rev W. £azewski. Prepared in 2001 project document to reduce unemployment in Poland. Appraised (with modification suggestions) websites of Caritas Polska and its diocese branches.Caritas Internationalis. Advised on emergency aid to mitigate effects of snowfall and frost in Mongolia in 2000 on behalf of Caritas Internationalis. For this purpose travelled to Mongolia with president of Caritas Poland, Rev W. £azewski. Prepared in 2001 project document to reduce unemployment in Poland.Ubi Caritas. Participated in the annual selection of the best charity works, institutions and persons in Poland

Date, location: January 2002 – December 2004, Brussels, Belgium
Company Caritas Europe (CE),
Position Member of Allocation Committee of the European Solidarity Fund (pro publico bono).
Description: As representative of Caritas Poland participated in the process of allocation of aid to Caritas country offices in Eastern Europe. Responsible for Belarus, Lithuania, Latvia and Ukraine. Travelled to Belarus, Lithuania and Latvia with president of Caritas Poland, Rev W. £azewski.

Date, location: October 2000 – June 2001, Poland, Warsaw
Company Polish Power Grid (Polskie Sieci Energetyczne S.A., PSE)
Position Financial Adviser to the President
Description:: PSE S.A. (Polish Power Grid was at the time the 3rd largest company in Poland. Under advisory contract advised President and Management Board of PSE on: financial control of PSE subsidiaries; financial feasibility of large financial investments such as NOM, Telenergo, Arena,, Telewizja Puls; financial strategy of PSE; issue of bonds by PSE; liquidity of PSE; system of investment appraisal in PSE; general strategy of PSE; public relations policy. Represented PSE at GSA of Telewizja Puls.

Date, location: January 2000 – May 2001, Poland, Warsaw
Company Interaukcja (IA) and then TMS Internet auctions
Position Business adviser, Member of Supervisory Board
Description:Advised Interaukcja auctions (my son’s firm) on e-business development, on preparation of business plan, on negotiations with potential acquirers, including Ricardo, later taken over by QXL and eventually closing a deal with Ahoj portal. On selling IA to TMS Poland (part of Ahoj) was member of Supervisory Board of TMS Auction representing my son

Date, location: November 1996 – December 1999, Poland, Warsaw
Company KBC Bank N.V. Brussels, Belgium (KBC)
Position Country representative of KBC Bank N.V. in Poland
Description: Represented KBC Bank on its banking and insurance business in Poland, notably:
Monitored shareholding of KBC in Polish bank Kredyt Bank, Agropolisa insurance and Kredyt Bank Pension fund. Represented KBC at KB General Shareholder Assemblies;business with corporations and correspondent banks;project finance, structured trade finance and syndication opportunities for offshore financing in the areas of energy, telecommunications, shipping, airlines, infrastructure.KBC Belgium customers in their trade and investment operations in Poland and advised them on business possibilities. Appraised and structured financing requests of KBC clients;in KBC’s banking and insurance acquisitions and other investment banking activities;contacts with ministries, embassies, chambers of commerce and multilateral financial institutions (e.g. EBRD, IFC)KBC at important events in Poland

Date, location: February 1996 – July 1997, Poland, Warsaw
CompanyConsortium GFA Agrar, Hamburg – KOMPAK funded by PHARE European Union
Position Co-Team leader/ economist in the PHARE project “Analysis of Polish Agriculture and Food Economy’s Competitiveness and Complementarity in regard to EEC/EU over the Time Span 1986-1994 and the Forecast until 2002 – PHARE project PL9312-05-07, Poland”
Description:
Led – together with Prof. Tangermann, Goettingen University in Germany - a group of 10 German and Polish consultants to perform the following tasks:the econometric computer model called Domestic Resource Cost (DRC) of Polish agriculture and food processing industry comprising 13 agricultural and processed products (named DRC_2xls, DRCEU-2xls, DRCSY2_3xls);Polish agri-food products with comparative advantage over the European Union;the impact of liberalisation of Common Agricultural Policy of EU on Polish agri-food exports to EU; impact of changes of Polish Zloty to ECU on absolute and comparative advantage of Polish agri-food product exports over the European Union;to the Government export production priorities for agri-product export to EU on the basis of projections of comparative advantage;the present project with other PHARE/FAPA projects connected with conditions of food production and trade in Poland and European Union as well as with related projects financed by other foreign aid agencies.counterpart staff in analysing comparative advantage and competitiveness of Polish agri- food products for the purpose of the monitoring of access to EU market

Date, location: June and November 1996 (two missions, total of six weeks), Minsk, Belarus
Company Credit Commercial de France (CCF), Paris / The World Bank, Washington
Position Credit Adviser in the CCF project “Belarus Savings Bank - Credit Commercial de France Twinning Agreement”
Description: Analysed actual cases of long term lending and proposed changes to it; Reviewed and revised credit manual of Belarus Bank;·Prepared manual of procedures for medium term lending (2-5 years);· Prepared a training manual to appraise medium term capital investment projects including the use of Excel based financial projection spreadsheets; Carried out a two week course in investment credit appraisal with use of computers

Date, location: January 1996 – December 1996, Dnipropetrovsk, Ukraine
Company Credit Commercial de France (CCF) / European Bank for Reconstruction and Development / Government of France
Position Resident Credit Adviser to Privatbank, Dnipropetrovsk, Ukraine
Description: Advised the Privatbank on medium and long term credit policies and procedures to utilise the EBRD SME credit line. Trained the Privatbank staff in credit techniques; in preparation of business plans and of financial projection spreadsheets acceptable to EBRD; in loan grading, in loan administration, in bad debt workout. Made due diligence and appraised specific credit proposals of clients. Advised on and facilitated foreign equity investment. Drafted the credit policy and credit procedures manual for the bank. Exercised veto right on all credit applications for SME credit line financing. The work comprised among others the following:

Date, location: January 1996 – July 1996, Dnipropetrovsk, Ukraine
Company Credit Commercial de France (CCF) / European Bank for Reconstruction and Development / Government of France
Position Resident Credit Adviser to Privatbank Due diligence and approval of credits
Description:The credit due diligence included i.a. the analysis of balance sheet, operational audit of company, appraisal of business plan, verification of compliance with EBRD criteria, verification of environmental compliance, checking procurement practices, project site visits, and exercising the veto right on approval of loan applications. Following projects were accepted for EBRD lending:
· Teko nuts and bolts manufacturing, USD 1,8 M;
· Sevaplast PET plastic bottle manufacturing, USD 2,3 M;
· MAG second hand tyre recycling, USD 0,68 M;
· FIM Artificial Fur Factory working capital replenishment, USD 250K;
· Iboya photo lab business expansion, USD 380 K;
· DAVIS imported furniture assembling, USD 200K
· Kharplastmass PET bottle manufacturing, USD 2,5M
· Reagent chemical components mixing and trading, USD213K;
· Logos PET bottle manufacturing, USD1M;
· Oriental soup production, USD 215M;
· Kolumbus powder milk manufacturing, USD 2,5M;
· Perspektiva office space construction and renting, USD 2,5M.

Date, location: May- July 1996, Dnipropetrovsk, Ukraine
Company Credit Commercial de France (CCF) / European Bank for Reconstruction and Development / Government of France
Position Resident Credit Adviser to Privatbank Preparation of the Credit Procedures Manual
Description:The Credit Procedures Manual had to be based on the actual practice of Privatbank, and had to add the CCF and other international experience. The 100 page manual consists of following sections: definitions; purpose of procedures manual; basic principles of granting credit; types of loans; bank guarantees, pledges, avals and letters of credit; loan application process; verification of the creditworthiness of applicant ;analysis of the credit project / transaction to be financed); risk management; interest rate and fees; loan collateral; loan agreement; loan administration; loan repayment; reporting and monitoring; bad debts and loan workout; provisions credit authorisation limits; maintenance and updating of the credit procedures manual.

Date, location: January 1996 – December 1996, Dnipropetrovsk, Ukraine
Company Credit Commercial de France (CCF) / European Bank for Reconstruction and Development / Government of France
Position Resident Credit Adviser to Privatbank: Training of bank credit officers in credit appraisal
Description:Trained credit officers in the appraisal of credit projects submitted by clients, mastering and subsequently design of financial projection spreadsheets on Excel 5 for testing the financial assumptions in business plans submitted by loan applicants, notably the calculation of the Internal Rate of Return, Net Present Value and the use of sensitivity analysis to test the strength of assumptions

Date, location: November/December 1995, Belarus: Minsk, Grodno, Brest, Vitebsk
Company Consortium Deloitte Touche/CSL, UK – Carl Bro, Denmark for the European Bank for Reconstruction and Development, funded by EU/ TACIS
Position Financial adviser: Investment study of upgrading water supply and sewage treatment in Brest, Grodno and Vitebsk
Description:Participated in making a preliminary assessment of investment requirements necessary to upgrade the water supply and sewage treatment in the municipal water enterprises in Brest, Grodno and Vitebsk. Participated in carrying out the operational and financial due diligence of water companies , carried out a quick appraisal of ability-to-pay of consumers for water and sewage, designed the financial structure for lending and equity financing by EBRD.

Date, location: November 1995, Warsaw, Poland
Company KOMPAK – for the Ministry of Foreign Affairs of Poland, Warszawa,
Position Study of implications of alternative methods of privatisation of the petroleum sector in Poland on the energy security of Poland
Description:Assessed the envisaged approach to the privatisation of the petroleum sector in Poland which provided for restricting the access of foreign operator to the processing and distribution of petroleum products in Poland. The recommendation of the study was that a reliable supply of petroleum products to Poland in periods of tension can be ensured when Polish petroleum processing and distribution become a part of large international petroleum companies.

Date, location: June / July 1995, Ukraine, Kiev
Company FAI/ British Know How Fund
Position Business development adviser, the Agricultural Restructuring Project of the Know How Fund
Description:Designed a business training, advice and facilitation support programme for 15 Ukrainian agribusiness enterprises. The programme included business planning training, advise to companies by foreign consultants, preparation of business plans, support in search of foreign investors, facilitating contacts with foreign and local banks. Assessed training needs and training supply through contacts with banks, training institutions and government and aid agencies. Prepared tender documentation for the programme including terms of reference for selection of a local training institution, terms of reference for company advisers, content of training courses and preliminary budgets., selection of Russian translations of Western business books.

Date, location: May/ June 1995, Ukraine, Zaporoshye
Company Coopers & Lybrand / TACIS / Zadev
Position Business strategy adviser to food-processing companies within the project “Privatisation and Restructuring in he Zaporoshye region, Zaporoshye
Description:Carried out the second phase of Coopers & Lybrand Quickscan approach to assist a group of companies to produce their own business plans. Visited five food-processing companies, reviewed their self-assessment reports, analysed development priorities, identified alternative strategies and ways to overcome current problems, discussed implementation issues, and produced brief reports for each company including a company assessment, recommendations on development priorities and alternative strategies and proposed focus to their business plans. Companies reviewed were: Zaporoshye Ice-cream factory and Deep freezing Storage, Milotopol Brewery, Dneprorudny Dairy, Polygon Vegetable Oil Extraction Factory and Kamenka Dneprovsk Vegetable Processing Factory
Date, location: June 1993-March 95, Belarus, Minsk
Company Food and Agriculture International ( FAI) / European Bank for Reconstruction and Development (EBRD)/ Commission of European Union (EU)
Position Agricultural economist, Project Preparation Unit( PPU) in the Ministry of Agriculture and Food Belarus of the Republic of Belarus
Description:The task of this assignment as sub-consultant - agricultural economist was to prepare a strategic overview of the Belarus agriculture and foodprocessing with view of its privatisation, to identify suitable investment projects, to prepare feasibility studies in the format required by the EBRD and other financial institutions, identify foreign equity investors and to train Belarus specialists to prepare bankable project feasibility studies and appraisals. The work in the PPU included among others the following:

Date, location: 1993-95, Minsk, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Identification of capital investment projects for EBRD financing
Description:Carried out identification and initial appraisal of potential capital investment projects in the field of agriculture and food processing that would meet EBRD lending criteria. Evaluated export potential and possibilities to attract foreign investors. Several projects were identified, such as ViTarn Sheepskin Garment Manufacture, MIPO Packaging Factory, Rogatchev Dairy Factory Modernisation, Orsha Flax Factory Expansion, Kobryn Meat Factory Completion, Completion of Dzershynsk Potato Products Factory, Vitba Breakfast Cereal Factory, Zapadni Pig Breeding, Bieltis Apple Juice Manufacturing, Modernisation of Mozyr Salt Factory.

Date, location: 1993-95, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Training Belarussian specialists in the preparation of business plans
Description:Trained Belarussian specialists assigned to PPU in the preparation of business plans meeting EBRD lending criteria. This was mainly an on-the job training in all aspects of business plans, including analysis of the borrowing company, analysis of the proposed project, strategy and objectives definition, market analysis, cost analysis, competition analysis, marketing strategy, improvement of existing operations, risk analysis, designing the financial plan, preparing projections of profit and loss account, cash flow, balance sheet and financial ratios. Held seminars on specific components of business plans. Advised on export development and on foreign investment promotion.

Date, location: June 1993 – March 1995, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Monitoring investment climate in Belarus
Description:Was preparing brief monthly reports for EBRD, EU and FAI on economic and political developments in Belarus, including in particular agricultural and rural policy, progress of economic and political change, main statistical data on the economy, progress of privatisation, developments in financial markets, progress of foreign investment, privatisation, economic and political union of Belarus with Russia.

Date, location: January 1995, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Appraisal for Prior Bank business plans on launching production of throwaway cups, buttons and decorative items for clothing
Description:Assisted the credit department of the Prior bank in the appraisal of business plans of several companies applying for loans under the EBRD credit line for small and medium enterprises opened in Prior bank. Special emphasis was placed on underlying assumptions of sales and financial projections, business strategy appraisal, local and export market research and marketing strategy

Date, location: October 1994 – February 1995, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Preparation of business plan on expansion of Agropromtekhpak Polymer Packaging Product Manufacturing
Description:Prepared business plan on the expansion of polymer packaging product manufacturing (multi-layer polymer films, PET and PE films, colour printing on various materials thermoforming) and designed a turnaround strategy for existing operations of the company. Designed financial plan of divesting the polymer packaging plant from other divisions of the company and on the creation of a new joint venture company based on the polymer packaging division of AGROPROMTEKHPAK. Supervised environmental and radiological compliance and impact assessment of the proposed capital investment carried out by a local consultant. Evaluated export potential and conditions for attracting foreign investors. Prepared a mailshot to potential Western investors. Advised on procurement procedures under EBRD lending

Date, location: November 1994, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Appraisal of Belarus Government agricultural and fiscal policy
Description:At the request of the Minister of agriculture carried out a detailed appraisal of 'Program of stabilisation and development of the agricultural and food processing sector in Belarus" prepared in the Ministry. Appraised at the request of Minister of Agriculture assessment of macroeconomics, monetary and credit law of the National bank of Belarus and its impact on agriculture. Conveyed critical remarks as proposed measures were not strong enough. Stressed the need for privatising land so that farms can have collateral for bank loans; to privatise and demonopolise agricultural input and produce distribution channels and to transfer social security facilities from farms to local government or to private owners to speed up rural transformations.

Date, location: January - March 1995, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Preparing Business Plan for Mozyr Salt Factory Modernisation
Description:Structured a business plan for improving the quality of salt and reducing costs of the Mozyr Salt factory. Supervised the work done by Belarussian counterpart specialists on the business plan. Advised on the business and marketing strategy and concept of turnaround strategy of the factory. Prepared a financial projections with a new cost structure and new product offerings. Supervised the environmental impact assessment and energy audit carried out by two local consultants. Assisted in negotiations with the government on mining levies and on possible modalities of privatisation and advised on modalities to attract a foreign investor.

Date, location: December 1994, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Preparing Prospectus of Baranoviche Coffee Plant JV
Description:Appraised and prepared simplified market analysis and financial projections for establishing a joint venture company with a foreign investor to complete and operate a granulated instant coffee manufacturing plant of the annual capacity of 1000 tons in the city of Baranoviche. The estimated cost was USD 5 M and the amount needed to complete it was 0,6 M. Prepared a prospectus on the project and made a mailshot to potential foreign investors

Date, location: December 1994 - March 1995, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Preparing and appraising Business Plan for ViTarn Sheepskin Processing Joint Venture
Description:Structured and appraised a business plan for setting up ViTarn, a joint venture company between a French Sheepskin processing company and a Belarussian fur manufacturer that would tan and process sheepskin imported from Kazakhstan and Russia into finished high quality garments using the tanning and sewage treatment facilities and experience of its Belarussian partner. Assisted in setting up a financial structure acceptable to EBRD. Analysed environmental impact of the project. Assisted in negotiations with a local bank to obtain a loan under SME credit line of EBRD

Date, location: October 1994, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Study of flax sector in Belarus
Description:Prepared a report on growing , processing and marketing of flax in Belarus since the Strategic Review of PPU had identified flax as a crop in which Belarus had a competitive advantage. Evaluated export potential for flax and products and conditions for attracting foreign investors. Analysed environmental aspects of flax processing. Visited several flax processing plants and identified enterprises for potential investment and EBRD lending with special emphasis on cotonisation

Date, location: January – September 1994, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Preparing Business Plan for Kobryn Meat Factory
Description:Prepared business plan with financial projections on the completion of $15 million Kobryn Meat Plant for EBRD financing and for foreign investor equity participation. Evaluated export potential and conditions for attracting foreign investors. Prepared a mailshot to potential Western investors. Contacted potential foreign investors and participated in negotiations with them. Supervised environmental, hygienic and radiological compliance and impact assessment of the proposed investment. Advised on procurement procedures under EBRD lending

Date, location: April - July 1994, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Preparing Business Plan for Spartak Confectionery Factory
Description:Carried out an initial appraisal of Spartak Factory as worthwhile capital investment project for EBRD financing of ca $10 million regarding the purchase of the new chocolate enrobed confectioneries and filled chocolate bars. Prepared business plan, including the advice on the privatisation of the factory, turnaround and restructuring programme, financial structure and rearrangement of the factory to render it competitive following its privatisation. Supervised the work of a counterpart Belarussian specialist in preparing and modifying financial projections of the project. Evaluated export potential and conditions for attracting foreign investors. Prepared a mailshot to potential Western investors. Supervised environmental and radiological compliance and impact assessment of the proposed capital investment carried out by an international consultant. Advised on procurement procedures under EBRD lending

Date, location: February 1994, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Preparation of syllabus on financial spreadsheets for business plans
Description:Prepared as training material for Belarussian counterpart staff a manual on the preparation of financial spreadsheets in Excel 3.0 on the example of the Sugarbeet Production and Processing Project Explained inputting data, linkages between various schedules, and meaning of underlying financial concepts

Date, location: January -March 1994, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Appraisal of foreign investment proposals for Grodno Tobacco Factory
Description: At the request of MOAF prepared appraisal of competing business plans and investment proposals submitted by two large foreign multinational tobacco companies on the joint venture and possibly buy out of the Grodno Tobacco Factory. Compared relative financial merits and weaknesses of the two proposals and presented conclusions and recommendations

Date, location: September - October 1993, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Market analysis of Sugar Beet Production and Processing Project
Description:Prepared analysis of the Belarussian sugar market and together with other PPU members as part of the initial business plan / feasibility study / of construction of new sugar mill costing over $120 million.

Date, location: July – September 1993, Belarus
Company FAI/EBRD/EU/ Government of Belarus
Position Agricultural economist: Preparation of Strategic Review of the Belarus Agriculture
Description:Diagnosed the agricultural sector including food consumption, agricultural production, food processing, rural development, environmental protection and proposed route to the liberalisation and privatisation of farming and food-processing industry. Proposed divesting social services from collective farms and to transfer them to local government or privatise them. Identified agricultural and food export potential and proposed measures to attract foreign investors. Identified specific investment programmes and projects consistent with the proposed strategy

1991-96 Independent consultant and KOMPAK consultancy, Warsaw, Poland

Date, location: October 1994, Poland
Company KOMPAK / Sofreco / French Treasury
Position Quality controller / Aid evaluation consultant: Evaluation of utilisation of French credit line for French-Polish JV companies
Description:Designed the approach and performed quality control - as managing director of KOMPAK - of evaluation of utilisation of French Government credit line for French-Polish joint venture companies; exploring reasons why there was a low level of its utilisation; and comparing its terms and degree of utilisation with other foreign credit lines

Date, location: July – December 1993, Poland
Company KOMPAK/ /Ramboll, Hannemann & Hojlund AS / COWI Consult AS/ Government of Denmark
Position Quality controller: Study of Establishment of Inter-municipal Solid Waste Management Company in the Warsaw region
Description: Designed the concept and performed quality control of the management audit of existing solid waste management companies. carried out a the socio-economic baseline study of seven municipalities in the Warsaw region regarding the present and future pattern of demand for solid waste disposal services. Proposed the management structure of a new, inter-municipal waste management company

Date, location: February 1992 – May 1993, Poland
Company Polish Society of Marketing, Warsaw
Position Lecturer in finance: Business management courses for Polish company directors
Description:Lectured at courses for company executives on: financial management; on raising capital, on unconventional financing methods (factoring, forfaiting, leasing). Prepared syllabus on it

Date, location: 1992 ( November – December), Poland
Company KOMPAK/ Ministry of Foreign Affairs of Poland
Position Aid evaluation adviser: Study of effectiveness of co-operation of Poland with the World Bank
Description:Prepared the study on how the World Bank responded to financial requirements of Poland and how priorities were determined. The study concentrated on the utilisation of loans by beneficiaries, which was found to be low ( 10% of loans granted) and on the role of authorities of Poland in setting lending priorities.

Date, location: June 1992- June 1993, Poland, Stanis³awów
Company KOMPAK / Stanis³awów Municipality.
Position Business development adviser: Advise to small businessmen in the Stanis³awów municipality
Description:Conducted regular counselling sessions to entrepreneurs and to those wishing to start small business in the Stanis³awów Gmina on various aspects of starting and running a small business

Date, location: 1992 ( June 1992 – June 1993), Poland, Stanis³awów
Company KOMPAK / Stanis³awów Municipality.
Position Business development adviser: organisation of volunteer service, Stanis³awów Municipality
Description:Designed and organised volunteer service for community work in the Stanis³awów community that could supplement existing resources of the municipality. Mobilised in collaboration with the regional Labour Office in Minsk. Arranged meetings with the unemployed of Gmina. Organised computer training course for unemployed. Mobilised young rural people to revive sports activities in the villages after the collapse of the Rural Sports Union under the old regime

Date, location: 1992 (April - June), Poland, Stanis³awów
Company KOMPAK / Stanis³awów Municipality.
Position Regional planner: Stanis³awów Municipality Opportunity Study
Description:Conducted study for the Commune of Stanis³awów of the socio-economic development of the municipality including the possibilities of reducing unemployment and promotion of business development and improvement of management of operations of the commune.

Date, location: 1992 (July - August), Poland
Company KOMPAK / Ministry of Foreign Affairs.
Position Aid evaluation consultant: Study of effectiveness of co-operation of Poland with the International Monetary Fund (IMF)
Description:Prepared a study which concentrated on how IMF programs and policies contributes to the success of systemic change in Poland. The study found that IMF was the most useful organisation of the UN system sensu largo the membership in which proved to be the most beneficial to Poland

Date, location: 1992 (June), Poland
Company KOMPAK / Ministry of Foreign Affairs.
Position Aid evaluation consultant: Study of effectiveness of co-operation of Poland with the Food and Agricultural Organisation of United Nations
Description:Prepared the study together with Prof. H. Jasiorowski. The study found that there were few immediate benefits for Poland in this organisation, as it neglected areas on international co-operation of potential interest to Poland and that FAO did not respond positively to changes in agricultural policies in the Eastern Europe after the abolition of communism

Date, location: 1991 ( November – December), Poland
Company KOMPAK / Business International (The Economist Group), Vienna.
Position Market research consultant: Pharmaceutical market and industry entry study
Description:Prepared report on the regulatory situation of pharmaceutical industry, regulations on sales of Polish and imported medicines under the state medical service, marketing channels and regulations for foreign investment in the pharmaceutical industry

Date, location: 1991 (August – December), Poland
Company KOMPAK / Environmental Resources Limited (ERL)/ Ramboll & Hannemann / EC
Position Economist: Strategy for solid waste management in Poland
Description:Identified for ERL Polish specialists and cities to take part in this project; assisted in preparation of the strategy workshop; drafted a paper on the impact of overall economic transformation in Poland on the generation of solid waste and on the elaboration of strategy

Date, location: 1991 (June - July), Poland
Company KOMPAK / Business International (The Economist Group), Vienna.
Position Marker research consultant: Power generation sector market entry study
Description:Analysed the present and projected demand for electric energy, its export and import, regulatory situation, price setting, and prospects of privatisation of power generation.

Date, location: 1991 (March - June), Poland, Warsaw
Company Bank of Export Development (BRE), Warsaw
Position Adviser to the president of the Bank of Export Development (BRE)
Description:Served as an internal bank consultant and among others: prepared outline of strategic business plan and the marketing strategy of the bank; analysed the international business environment for the bank; were forecasting exchange rate of Polish Zloty; prepared a seminar on how to find a foreign joint venture partner; participated in preparation of annual report of the bank for 1990

Date, location: 1991 (January - March), Poland
Company KOMPAK / Business International (The Economist Group), Vienna.
Position Marker research consultant: Film, video and cable TV industry Poland market entry study
Description:Analysed the regulatory status, market potential, distribution channels for film and video, copy right legislation and enforcement and foreign investment regulation for film, video and commercial TV industries, with special emphasis on copyright protection and setting foreign joint ventures

Date, location: 1985 –90, Vientiane, Laos
Company Food and Agriculture Organisation of United Nations (FAO), Rome
Position FAO Country representative in Laos
Description:Directed FAO Office and represented FAO towards Lao Government. Advised Lao Government on agriculture, forestry, environment, food processing and rural development. Supervised provision of operational support to FAO field projects in Laos. In particular:· Managed and developed FAO programme in Laos amounting at its peak some 3,5 million US$, some 50 projects, some 70 FAO employees and 150 Lao counterpart staff; · Directed and evaaluated work of FAO experts and consultants· Negotiated new projects with Lao GOVT and funding agencies;· Reorganised FAO Office and more than doubled its performance; · Performed financial control of FAO projects and FAO office;· Collaborated with International Financial Institutions in financing agricultural projects (The World Bank, Asian Development Bank, International Fund for Agric. Development);· Directed drought emergency food aid in 1987 and 1988; · Maintained official contacts at cabinet minister level. FAO Rep’s position included among other a close supervision of following specific projects:

Date, location: 1985 – 1990, Laos
Company Food and Agriculture Organisation of United Nations (FAO), Rome - Repoffice Laos
Position FAO Country representative in Laos: Forest Development and Watershed Management in Northern Laos
Description: FAO/UNDP/WFP project - the largest, 5-year long FAO executed project in Laos. As FAO Representative directly supervised this project, monitored its progress against the project document and against decisions of tripartite meetings, represented FAO at tripartite review meetings provided logistic and administrative support to project, evaluated the work of Chief technical adviser and long term experts of FAO. Liaised with a parallel WFP project and with similar projects of EC and SIDA in Northern Laos

Date, location: 1990, Laos
Company Food and Agriculture Organisation of United Nations (FAO), Rome - Repoffice Laos
Position FAO Country representative in Laos: Tropical Forestry Action Plan for Laos
Description: FAO/UNDP/World Bank/ Asian Development Bank/ SIDA. Supervised and controlled the quality of this multi-agency project involving several consultants from various donor agencies. The Plan included all aspects of forestry, including slash and burn cultivation, forest conservation and identification of investment projects for financing

Date, location: 1990, Laos
Company Food and Agriculture Organisation of United Nations (FAO), Rome - Repoffice Laos
Position FAO Country representative in Laos: Agricultural Sector Policy Review for Laos
Description:FAO/UNDP. Supervised and ensured quality control of this project. The project covered all aspects of agriculture including crop production, livestock breeding, animal health, rural development, deregulation of agriculture, rural credit, agricultural research, food-processing industry, fish culture

Date, location: 1988-89, Laos
Company Food and Agriculture Organisation of United Nations (FAO), Rome - Repoffice Laos
Position FAO Country representative in Laos: Food Aid of FAO/WFP to Laos
Description:Supervised international action to assist Laos in overcoming the effects of draught in the years of 1987 and 1988. Prepared appropriate assessment studies. Visited affected areas. Liaised with international donor community.

Date, location: 1975- 85, Poland, Warsaw
Company Ministry of Foreign Affairs (MFA) of Poland, Department of Policy Planning
Position Chief, Economic Unit /Adviser to the Minister, Ministry of Foreign
Description:Assessed global business climate for the economy of Poland. Prepared position of Poland on global economic issues. Monitored domestic business climate. Maintained close working contacts with economic ministries. Formulated foreign economic policy of Poland. Prepared for the Minister position on domestic economic issues for the deliberations of Council Ministers. Directed numerous interdepartmental task forces. As internal management consultant streamlined information flow, and elaborated computerisation policy; The work in this position involved among others the following major assignments
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Date, location: 1976 –83, Poland
Company Ministry of Foreign Affairs (MFA) of Poland, Department of Policy Planning
Position Chief, Economic Unit: Elaboration of position on International Economic Order (NIEO) and on LDCs.
Description:Elaborated position of MFA on energy, raw material, food and commodity negotiations in the framework of discussions on NIEO having been the major international economic issue in the 1970s and its various aspects were discussed at various conferences. Directed task force in MFA and co-ordinated with other ministries the work involving all areas of co-operation with LDCs. The final version of the programme was presented to and approved by, the Parliament. Authored several articles on above

Date, location: 1976 –85, Poland
Company Ministry of Foreign Affairs (MFA) of Poland, Department of Policy Planning
Position Chief, Economic Unit : Political and economic forecasting
Description:Prepared annually, in the framework of policy planning foreign economic projections and participated in preparing political forecast. Prepared among others such studies as: the future of Asia and economic prospects of Africa. Was member, on behalf of the Ministry (MFA), of the Committee of Research and Prognoses "Poland 2000" of Polish Academy of Sciences

Date, location: 1981-85, Poland
Company Ministry of Foreign Affairs (MFA) of Poland, Department of Policy Planning
Position Chief, Economic Unit : Elaborating /representing the position of the Ministry (MFA) to the question of external debt of Poland and of Poland’s joining IMF
Description:Responsible in MFA for the foreign debt of Poland which became since the summer of 1981 the key economic issue of Poland. Represented within the Government the position not to repudiate the debt but to maintain the dialogue with the international banking community and the Paris Club. Elaborated position of Ministry (MFA) on Poland's joining the IMF. Contributed to elaborating the Ministry's position in favour of Poland's joining the IMF. Presented my position on this issue in interviews given to the press. The experience from this work and proposals are contained in the book " The problem of debt of Poland and the role of IMF in its solution" and in press articles.

Date, location: 1982-85, Poland
Company Ministry of Foreign Affairs (MFA) of Poland, Department of Policy Planning
Position Secretary, the Interdepartmental Economic Committee: Co-ordinating economic matters in MFA
Description:: Under the guidance of the Under secretary of State for Economic Policy managed the work of the Committee which reviewed key bilateral and multilateral foreign economic issues of Poland

Date, location: 1982-85, Poland
Company Bank Handlowy w Warszawie, Warsaw, Poland (collaboration)
Position Member, Inter Ministry Committee on Foreign Exchange Forecasting
Description:Took part on behalf of the Ministry of Foreign Affairs in the meetings of the Inter-ministry Committee on Foreign Exchange Forecasting chaired by the former bank chairman Mr Wo³oszyn to forecast changes of foreign exchange.

Date, location: 1979-85, various
Company UNCTAD, UNIDO, FAO
Position Short term consulting and conference officer work for UN agencies
Description:Independently from the work in the Ministry I undertook several consultancy and research jobs, including the following:

Date, location: 1985 ( May /June), Guinea Bissau
Company Food and Agriculture Organisation of United Nations (FAO), Rome / Government of Guinea Bissau
Position Livestock economist: FAO meat and dairy programming mission to Guinea Bissau
Description:Participated as an economist in the above mission covering livestock economics and marketing components of the mission. The mission had for its task to outline a strategy for the development of livestock and dairy industry in the country and identified specific technical assistance and investment projects to be carried out in these two sub-sectors

Date, location: 1983, Haiti
Company United Nations Industrial Development Organisation (UNIDO), Vienna/ Government of Haiti
Position Investment promotion adviser: Study of creation of pre-investment fund in Haiti
Description:Assessed justification and feasibility of creation of pre-investment fund in the Project Preparation Unit of the Haiti Government from the point of view of linkages and complementarities between various industrial sectors. The Fund was envisaged to finance the preparation of feasibility studies for presentation to donors.

Date, location: 1983, Egypt
Company UNIDO, Vienna
Position Member, UNIDO Expert group meeting on oilseeds and oil industry, Alexandria, Egypt
Description:Contributed to the discussion and to the report of the meeting involving businessmen, scholars and administrators. The purpose of the meeting was to discuss an integrated development of oilseeds and oil industry in LDCs at international level, with a written contributions and position papers of participants

Date, location: 1981, Cape Verde
Company United Nations Conference on Trade and Development (UNCTAD) / Government of Cape Verde
Position Price policy consultant: Feasibility of the creation of Fund for Food Stability and Security for Cape Verde
Description:Designed the creation of fund aimed at gradual removing of food subsidies in favour of production oriented subsidies for agricultural producers

Date, location: 1980/81, Benin
Company UNCTAD / Government of Benin
Position Economic planner: Preparation of ten - year plan of socio-economic development of Benin
Description:Prepared above plan which comprised all economic and social sectors of the country: industry, agriculture, forestry, fisheries, trade, infrastructure, health, education, social welfare. The plan consisted of the overall strategy, sectoral strategies and specific technical assistance and investment projects consistent with the strategy

Date, location: 1980, Cape Verde
Company UNCTAD / Government of Cape Verde
Position Price policy consultant : Study of food and agricultural price policy for Cape Verde
Description:Analysed issues and options of agricultural and food price policy and proposed ways to solve the problem of food subsidies in the face of diminishing foreign food aid to the country and to stimulate the domestic agricultural production.

Date, location: 1979-80, Switzerland
Company UNCTAD, Geneva
Position Rapporteur of the UN Negotiating Conference on a Common Fund under an Integrated Programme for Commodities, UNCLAD, Geneva
Description:As a member of the delegation of Poland took part as rapporteur and finalised and approved reports of the above mentioned conference drafted by UNCTAD Secretariat. The Conference was the key element of the NIEO

Date, location: 1969-75, Italy, Rome
Company Food and Agriculture Organisation of United Nations (FAO), Policy Analysis Division, Rome
Position Economist
Description:Analysed national and international agricultural price policies and participated in the assessment of international agricultural and food situation. Contributed several papers on this subject. Assessed impact of rising feed prices on livestock production. The work included among others:

Date, location: 1969-72, Italy
Company Food and Agriculture Organisation of United Nations (FAO),Policy Analysis Division, Rome
Position Training officer: Evaluation and defining training needs for FAO associate experts
Description:Was responsible for evaluation and monitoring of training needs of some 200 junior experts assigned to field projects and gave recommendations on the extension of their contract

Date, location: 1973-74, Italy
Company Food and Agriculture Organisation of United Nations (FAO), Policy Analysis Division, Rome
Position Economist: Preparation of materials for the World Food Conference in Rome in 1974
Description: Participated in the preparation of the document on the world food situation and outlook which was subsequently submitted as the main document of the World Food Conference in Rome in 1974

Date, location: 1973-75, Italy
Company Food and Agriculture Organisation of United Nations (FAO), Policy Analysis Division, Rome
Position Economist: Preparation of country perspective studies for international agricultural development
Description:Participated in the organisation-wide programme of country perspective studies of agricultural development in: Sudan, Egypt, Iran, Bangladesh and Nepal Contributed price policy papers for these studies

Date, location: 1966-69, Poland, Warsaw
Company Ministry of Foreign Affairs, Warsaw
Position Junior officer
Description:Assisted in day-to day co-operation with international economic organisations of the UN systems, notably UNDP, IMCO, and FAO. Participated in conferences of these organisations. Assisted in co-operation of above organisations with relevant co-operating Polish institutions. Assisted in the supervision of UNDP projects financed by UNDP

Date, location: 1961-66, Poland, Warsaw
Company Association of Polish Students – ZSP
Position Director, Student Cultural Club "Jajko"
Description: Directed the "Jajko" Student Club at the Central School of Planning and Statistics. The Clubhad the following activities: student cabaret theatre "Cap", music band "Wulkany" ballroom dance group, beat music fan club, weekend dancing, club of political discussion, cafe bar. Some 50 persons were employed.

Date, location: 1961-66, Poland,, Hungary, Bulgaria, GDR
Company Juventur, Orbis, Almatur travel offices
Position Tour guide during summer and holiday vacations
Description:Worked during university studies and shortly after graduation in Juventur, Almatur and Orbis travel offices as tour guide for foreign excursions arriving to Poland - in German, English, French and Russian languages. Conducted Polish excursions going abroad (Hungary, Bulgaria,

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